Everything You Actually Need To Know About Wearing Sunscreen

We break it all down, from the difference between physical and mineral to whether SPF 100 is really much stronger than SPF 30.

Here’s a myth we’d like to immediately dispel: Sunscreen is only necessary in the summer, while at the beach or playing sports outdoors. In fact, as experts have been arguing for years, protecting your skin from the sun should be part of your year-round routine given the negative consequences of prolonged exposure to sunlight.

As Dr. Nahid Vidal, a micrographic surgeon and dermatologic oncologist at the Mayo Clinic, explained to HuffPost, the sun causes skin damage in several ways, all directly related to UVA and UVB rays. “UVA is the longest wavelength and can reach deeper into the layer of skin, causing changes to our collagen in the dermis related to aging and wrinkling,” she explained. “UVB rays tend to be shorter and affect the top layer of our skin (epidermis).”

Most importantly, both types of rays penetrate a person’s DNA, potentially leading to mutations and therefore increasing the risk of skin cancer while simultaneously causing rashes and flare-ups.

“The melanin acts as a little brown umbrella to shade important genes that can be mutated.”
– DR. NAHID VIDAL

The actual heat from the sun, on the other hand, depletes the skin of natural oils, potentially leading to premature wrinkles. “Ultimately, while the sun can give us a ‘healthy’ look with a tan, what is actually happening is the body is attempting to protect the DNA in cells by producing a pigment called melanin in the skin,” Vidal said. “The melanin acts as a little brown umbrella to shade important genes that can be mutated.”

Clearly, as comforting as the sun might feel on our skin, we should be careful about soaking in too much of it ― which is why we thought it wise to offer you this “everything there is to know about sunscreen” guide.

Let’s start from the basics. How do we protect ourselves from the sun?

Physical vs. chemical sunblock

There are two types of sunscreen: physical (also known as mineral) and chemical. When applying the physical sunscreen, the sun’s rays will hit the skin but then bounce right off. Chemical blockers, on the other hand, absorb the UV ray, convert it to heat and release it from the body so as to not damage one’s DNA. The most visually apparent difference between the two kinds of blockers is how they appear after application. “Chemical sunscreens may come in formulations that rub in well without leaving behind a thick white residue” that physical blockers are usually known for, Vidal explained.

Physical (mineral) sunblocks leave a whiter cast on the skin than chemical sunblocks.
PICTURE ALLIANCE VIA GETTY IMAGES/Physical (mineral) sunblocks leave a whiter cast on the skin than chemical sunblocks.

Both forms of sunscreen follow the same sun protection factor (SPF) scale (more on that later) and are similarly regulated in the United States by the Food and Drug Administration.

Who regulates sunscreen labels?

It’s important to note that the FDA releases guidelines that sunscreen companies are to abide by, but doesn’t necessarily check on each product you might find at the drugstore.

“It’s up to the individual sunscreen companies to do their own tests,” explained board certified dermatologist Dr. Whitney Bowe. “The FDA isn’t pulling sunscreens off the shelf and testing them before they come to market to make sure that the SPF label is accurate.”

That job falls within the company’s own purview which, obviously, can become tricky. That’s why objective third parties such as Consumer Reports sometimes lead their own trials and reports, independently validating the various claims made by sunscreen producers.

“Brands may sometimes say their products boast SPF 30 on the label but then Consumer Reports will do its independent testing and find that it’s actually SPF 8,” Bowe said, specifically calling out a 2016 study by the company that found nearly “three-quarters of ‘natural’ sunscreens fell short of the SPF on their labels.”

Although not evaluating every single product on the market, the FDA does regulate the lingo that can be used across the board. The term “broad-spectrum,” for example, indicates protection from both UVA and UVB radiation and it is regulated by the FDA, just as the classification “water-resistant” is. The latter conveys a 40-minute effectiveness while “very” water-resistant promises a resistance of up to 80 minutes.

Beware of ‘natural’ sunscreen

Looking for a sunscreen that claims it is “natural”? You might want to think again. The term doesn’t have a definition, according to the FDA, and therefore cannot be trusted.

“Natural doesn’t mean anything when it comes to sunscreen in the United States,” Bowe said.

‘Waterproof’ sunscreen is a lie, too

There’s more: “Sunscreens are banned from claiming true ‘waterproof’ or ‘sweat proof’ [capabilities] as the FDA has determined these are misleading claims,” Vidal said.

Bowe explains that, when comparing U.S. sunscreen regulations to ones in other countries, we’re mostly looking at different grading systems. “In the U.S., there’s a threshold and it’s very black and white,” she said. “You can sort of barely pass the test and still get to say you’re offering broad-spectrum protection on the label, but it doesn’t mean it’s robust.”

How safe are the ingredients in sunscreen?

Physical blockers mainly boast titanium dioxide and zinc oxide, active ingredients that the FDA considers GRASE (generally recognized as safe and effective) “because there really is not a significant concern for absorption into the bloodstream,” Bowe said. The discussion about absorption leads directly to chemical blockers.

Boasting active ingredients the likes of oxybenzone, avobenzone, octisalate, octocrylene, homosalate and octinoxate, the chemical sunscreens have recently been the subject of studies claiming potential harm.

“There have been some studies showing that many of the chemical sunscreen ingredients are indeed absorbed through the skin and enter the bloodstream,” Bowe said. That being said, the expert argues it is yet unclear how some of those ingredients may affect our health. “People are just more suspicious of chemical sunscreens in general, even though some of the absorbed ingredients may not have any kind of detrimental effect on the body,” she said.

How to properly apply sunscreen

“The biggest mistake that people make is that they don’t apply enough sunscreen and don’t re-apply it enough,” said Dr. Mary Stevenson, assistant professor at New York University and a dermatologic surgeon. Virtually all experts said the same.

Industry standards in the U.S. call for the application of half a teaspoon of the product on the face, one full teaspoon if applying to the face and neck and an ounce (basically a shot glass) to be spread across the body.
K-KING MEDIA CO. LTD VIA GETTY IMAGES/Industry standards in the U.S. call for the application of half a teaspoon of the product on the face, one full teaspoon if applying to the face and neck and an ounce (basically a shot glass) to be spread across the body.

And so, here are a few rules to keep in mind: When spending time outdoors, go for an SPF 30 or above. You’re going to want to look for something water-resistant if you’re planning on swimming or sweating, for example.

“But, if you’re indoors, the SPF number is much less important than looking for a broad-spectrum solution because UVB can’t penetrate through window glass but UVA rays can,” Bowe said. “A broad-spectrum indicates protection from UVA rays.”

In terms of time of day, Vidal suggests incorporating SPF into your morning ritual. “If you are using chemical sunscreen, apply it before a moisturizer,” she said. “If using a physical one, you can apply it after. Indoors, once in the morning may be enough, but if you’re in direct sunlight, on a car ride for example, it would be best to put it on 30 minutes prior to exposure and reapplying every two hours. If you are sweating or swimming, you may need to re-apply more often.”

Specifically, industry standards in the U.S. call for the application of half a teaspoon of the product on the face, one full teaspoon if applying to the face and neck and an ounce (basically a shot glass) to be spread across the body.

When it comes to sprays versus creams, most experts agree that the latter form of protection is the way to go. “Spray sunscreens lead to uneven application,” Bowe said. “You’re much less likely to have a uniform coat of sunscreen as most people don’t use them correctly. If you spray the sunscreen, then you have to actually rub it in.”

The sprays, which happen to be alarmingly flammable as well, also release aerosolized particles that are dangerous to breathe in.

As for whether one’s skin tone affects the types and ways the sunscreen is to be applied, the short answer is no. “Skin cancer rates are lower among people of color,” explained Bowe, “but when people of color ― especially African Americans ― are diagnosed with melanoma, it tends to be much more aggressive and lethal.” As a result, the dermatologist advises all of her patients to use high-grade sunscreen.

Is it true that anything above SPF 30 doesn’t actually work?

How many times have you heard somebody claim sunscreens that boast an SPF above 30 don’t really work better than 30? Let’s dig into that (mostly) false claim.

A bit of background first: According to SkinCancer.org, when analyzing an SPF number, you should think of it as an indication of how long it would take for the sun to burn your skin when using the product as compared to not using any sunscreen at all. When applying SPF 15, for example, it would take 15 times longer for your skin to redden when compared to not wearing sunscreen at all.

Even more specifically, SPF 15 will block 93% of UVB rays from affecting your skin. That number jumps to 97% when looking at an SPF of 30. SPF 50 blocks 98% of rays and SPF 100 blocks 99% of them. When solely looking at these percentages, most folks might think the difference in numbers to be so relatively low to almost be irrelevant.

“But these numbers are based on laboratory studies where the sunscreen is being applied in a very specific way, under very controlled conditions,” Bowe explained. “In a real-life scenario, when applying an SPF 50 that blocks 98% of rays in a lab, you’re actually putting on almost half what they do in the study so you’re probably getting closer to an SPF of 30.” In short, the percentages we think we’re working with don’t actually factor in the human error involved in correct application methods. Investing in a higher SPF will therefore provide a bit more of a buffer.

But there’s yet another issue at hand, albeit a more psychological one involving a false sense of security. “If you put SPF 100 on, while you are getting better protection, it’s not for longer,” Stevenson said, explaining that most people believe that higher protection correlates to longer protection ― which is untrue. “You still need to apply just as much.”

“When people see SPF 100, they think it’s like a shield and they don’t need to wear a hat, for example,” Bowe said, urging everyone to move away from that frame of thinking and take all necessary measures to protect all parts of one’s skin from the sun.

Which is to say: Put as much sunscreen, as often as possible, all over your face and body, no matter what it is that you’re doing every single day of the year.

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1. A highly rated dermatologist-recommended sunscreen, ideal for sensitive skin

EltaMD’s broad spectrum sunscreen has over 23,400 five-star ratings on Amazon and uses a transparent zinc oxide as well as a combination of chemical filters to protect skin from both UVA and UVB rays without leaving a white cast. The formulation also contains niacinamide, which can help calm skin types prone to redness, acne or irritation while also helping to minimize some of the oxidative stress that can occur with sun exposure. The finish is slightly matte, making this a good option for oily complexions or for people who are not fond of the shiny finish often left by sunscreens. However, people with drier skin types may need to wear it over a regular moisturizer.

2. A broad spectrum moisturizer with anti-aging and redness-reduction benefits

This non-greasy and lightweight cream sunscreen has an SPF of 45 and is an everyday moisturizer that can be a good choice for all skin types. It uses both zinc oxide and titanium dioxide along with a chemical filter for broad spectrum protection and a combination of vitamin E, hyaluronic acid and niacinamide help to combat skin-aging free radicals, help to plump and hydrate the skin and reduce redness.

3. A daily hydrating lotion with SPF at a great price point

For a more fluid-like moisturizer that quickly absorbs and easily glides onto the skin without any white streaks, Eucerin’s Daily Protection sunscreen can be a good option. It has an SPF of 30 and is enriched with both zinc oxide and titanium dioxide, along with three other chemical filters to provide broad spectrum UVA and UVB protection. The lightweight texture leaves a neutral finish and can be worn under makeup without causing pilling.

4. An ultra-thin and silky Japanese sunscreen with collagen

The Skin Aqua SPF 50 UV moisture milk is very fluid and silky in texture and works into skin with little to no white cast while leaving behind a slightly shiny and glowy finish. It uses both zinc oxide and uvinal A plus, which is a chemical filter that can protect skin against the harmful UVA rays known for destroying collagen and causing free radical damage. The formula also contains hydrolyzed collagen to keep skin hydrated and plump and is both water- and sweat-resistant.

5. A high-performance everyday sunscreen with a water-resistant moisturizing formula

Jack Black’s Sun Guard has an SPF of 45 and a hydrating formula that creates a barrier of waterproof and sweat-proof protection, without feeling too heavy on the skin. It contains 8% zinc oxide as well as two different chemical filters and is enriched with organic calendula flower to soothe and comfort skin.

6. A lightweight vitamin-rich sunscreen with skin-brightening ingredients

This vitamin-filled sunscreen by Glow Recipe uses a little over 12% zinc oxide and a combined 13% of chemical sunscreen filters to provide broad spectrum protection in an easily absorbed formula that doesn’t feel greasy. It has niacinamide to help brighten skin over time and hyaluronic acid for hydration and a reduced appearance of fine lines and wrinkles. This formula also contains aloe, which is rich in antioxidants and enzymes to soothe and protect skin.

7. An antioxidant sunscreen with multi-filter protection

The highly protective SPF 50 sunscreen by Ultrasun uses four different chemical filters and titanium dioxide to protect skin from UVB and UVA rays, as well as an antioxidant complex to prevent skin-damaging free radical activity. Additionally, this water-resistant lotion contains a natural enzyme that can be useful in preventing UVA-induced premature photoaging. This formula is great to use on its own as an everyday moisturizer or as a primer for makeup.

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